10 Easy Tips to Score the Best Black Friday and Cyber Monday Deals

A hand pushing a black Friday shopping cart loaded with items

Black Friday and Cyber Monday are the perfect times to grab huge savings on your favorite products. Follow these 10 tips to make sure you get the best deals without overspending!

  1. Make a List: Decide what you want to buy before the sales start. This will keep you focused and stop you from buying things you don’t need. It’s easy to get distracted by flashy deals, so having a list will help you stick to your plan.
  2. Set a Budget: It’s easy to overspend when prices are slashed. Set a budget for how much you’re willing to spend on each item. This will help you avoid buyer’s remorse and keep your finances on track. Need extra cash? If you already have a loan with us, log into the borrower portal to see if you can refinance to take out additional money. If you do not have a loan with us, you can check for loan offers at personifyfinancial.com/apply.
  3. Use Price Tracking Tools: Apps and websites like Honey let you track prices over time. They can show you if the current sale is actually a good deal or if the store has inflated the price before discounting it. This way, you’ll know you're getting the best price.
  4. Sign Up for Emails: Many stores offer early access to Black Friday and Cyber Monday deals through their email lists. Sign up for newsletters from your favorite retailers to get notifications about exclusive sales. Sometimes, you might even get a discount code just for subscribing!
  5. Compare Prices: Before hitting the "buy" button, take a few minutes to check prices at other stores. Retailers often compete for the lowest price, so you may find the same item cheaper elsewhere. A quick online search can save you extra cash.
  6. Look for Free Shipping: Shipping costs can eat into your savings, so always check if the store offers free shipping. Many retailers waive shipping fees during these big sales events. If free shipping is not available, check to see if you can pick the item up from a nearby location.
  7. Shop Early: Some of the best deals can sell out within minutes. If you have your eye on a popular item, be ready to shop as soon as the sale begins. Sign in to your accounts early and have payment info saved to make checkout faster.
  8. Check Return Policies: Always check the store’s return policy, especially during holiday sales. Some stores have stricter policies for sale items, like shorter return windows or no returns at all. Knowing the return policy upfront can help you avoid problems later on.
  9. Use Store Apps for Extra Discounts: Many retailers offer special discounts or promotions through their mobile apps. Download the apps of your favorite stores to access app-only deals or early notifications about sales. Some apps even allow you to create wishlists and get alerts when prices drop.
  10. Don’t Forget Cyber Monday: If you miss out on a deal during Black Friday, don’t worry. Cyber Monday offers plenty of online-only discounts, and some retailers extend their sales. Check back for fresh deals or better prices on items you didn’t buy earlier.


By following these simple tips, you can make the most out of your Black Friday and Cyber Monday shopping!
 

Disclaimer: The material presented here is for informational purposes only and does not represent specific financial advice to you or your circumstances personally.
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